All-source infrastructure risk intelligence for insurance

Argovis monitors risk as fast as infrastructure risk changes.

A dynamic insurance decision-support layer for P&C carriers, reinsurers, brokers, captives, and self-insured infrastructure owners. Argovis fuses asset data, satellite imagery, weather, environmental feeds, OSINT, cyber-physical signals, incident datasets, and policy terms into underwriting-ready action.

Insurance decision support for assets whose risk changes faster than underwriting cycles.

Argovis sits between exposure intelligence, underwriting, risk engineering, actuarial pricing, portfolio management, and reinsurance. It supplies explainable risk movement, not automated underwriting authority.

01

All-source monitoring

Geofence assets and continuously collect satellite, weather, environmental, public-source, cyber/OT, logistics, local incident, carrier, and asset-owner signals.

02

Validated risk fusion

Score every signal for source reliability, corroboration, recency, location confidence, asset relevance, and connection to policy terms.

03

Insurance translation

Convert risk movement into estimated loss, payout exposure, PML shift, technical premium indication, sublimit guidance, confidence score, and recommended action.

End-to-end flow

Argovis Workflow

All-source infrastructure risk intelligence for P&C insurance, rebuilt as an editable operating flow from source signal to underwriting action.

1.

Data Sources

  • SATSatellite Imagery
  • WXWeather Feeds
  • OSLocal News & Social / OSINT
  • IOTIoT / Sensor Data
  • THThreat Intelligence
  • POLPolicy & Asset Data
  • MAPGeospatial / Map Data
  • ENVEnvironmental & Hazard Feeds

Argovis continuously collates structured and unstructured risk signals.

2.

Ingestion & Normalization

Argovis Data Fabric
  • INIngest
  • CLClean
  • NMNormalize
  • GEOGeolocate
  • TSTime-stamp
  • OKValidate
  • CSConfidence Score

Transforms fragmented signals into a unified, insurer-ready data layer.

3.

Asset & Policy Context

Refinery / port / power plant / pipeline
TYPEAsset Type
LOCLocation
VALInsured Value
BIBusiness Interruption Value
COVCoverage / Exclusions
PRECurrent Premium
MITMitigation Posture

Risk signals are anchored to insured assets and existing policy terms.

4.

Risk Modeling & Scenario Engine

  • THThreat Scenarios
  • WXWeather & Environmental Exposure
  • DRDrone / Conflict / Security Risk
  • OPSOperational & Supply Chain Risk
  • CMPSimilar Incident Comparison
  • SIMMitigation Simulation
  • PAYEstimated Payout Exposure
  • RISKComposite Risk Score

Argovis models how changing conditions affect probability, severity, and payout exposure.

5.

Recommendations

  • RPRepricing Recommendation
    Modeled technical premium vs. current premium
  • MGMitigation Actions
    What lowers risk below threshold?
  • UWUnderwriting Action
    Renew / Reprice / Require mitigation / Exclude / Refer
6.

Delivery & Users

UIPortal Dashboard
APIAPI
PMPortfolio Monitor
UWUnderwriters
RERisk Engineers
BRBrokers
RIReinsurers
SOSelf-Insured Asset Owners
EXExecutives

Outputs support underwriting, renewal, portfolio monitoring, and risk engineering decisions.

Agentic AI thesis

Agents turn scattered external data into governed insurance evidence.

The next insurance advantage is not another static dashboard. It is a managed workforce of AI agents that collects evidence, checks source quality, normalizes data to asset-level exposure, updates models, tests scenarios, and prepares underwriting recommendations every hour of every day.

The output is an evidence trail: raw signal, corroborated signal, insurance-relevant trigger, model impact, confidence level, and recommended underwriting action.

Built for the risk universe around critical assets.

The initial wedge remains drone, sabotage, and geopolitical risk, but the full platform monitors all available signals that can change expected loss, BI exposure, PML, reserves, and renewal pricing.

Kinetic and security

Drone activity, sabotage, terrorism, war-adjacent events, civil unrest, perimeter breaches, and comparable conflict-zone losses.

Weather and natural catastrophe

Storm tracks, wind, hail, flood, wildfire, drought, heat, snow load, and asset-level vulnerability to physical damage and BI.

Environmental and industrial

Pollution releases, chemical plumes, water contamination, fires, explosions, maintenance signals, outage reports, and PML movement.

Cyber-physical and logistics

ICS/SCADA alerts, ransomware indicators, supplier incidents, port disruption, pipeline interruption, sanctions, and contingent BI.

Make infrastructure risk measurable, explainable, and actionable.

Use Argovis to convert all-source infrastructure signals into validated risk scores, premium movement, mitigation requirements, confidence levels, and carrier-ready recommendations.

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